If I have excellent credit and own a home that I rent out as investment property, is having that home going to be an obstacle toward getting a loan for my own home to live in?

It shouldn't if the rents cover all your expenses and you have positive cash flow each month

As long as the debt to income ratios are ok, then no it will not.I can get you the best rates!msmith@premierloangroup.comMarty

A lender will let you count 75% of your rental income. If that doesn't cover your total monthly housing expense, that house may be a liability. It's no problem, if you can afford two houses!